It's not possible to submit actions in advance of the night phase. If your role has a night action, the form will only be visible during night phases. Player F was visited by Player G, Player H, Player I FREQUENTLY ASKED QUESTIONS Nights are 24 hours in Apples and Canadian Fire Golden Sayaka & Sheppard of the Team Food JailĪre you unsure about how actions are processed or how roles interact with each other? Then read more here: Tied votes will result in a player being eliminated at random from among the tied players.ĭays are 48 hours in length.Mafia share a factional Night Kill, which is a single standard shot for their faction.They can be tracked, watched, or roleblocked. Mafia must submit a factional kill each night, or a player outside their faction will be chosen at random. Vote for Sleep to forgo an elimination that Day. Votes are automatically locked in when the Town must eliminate correctly.Mafia factions win when they achieve Parity and there are no other evil factions remaining at any time.Town wins when there are no threats to Town remaining.Day 2 onward will end the instant a majority is reached. Majority will be in effect starting Day 2.I will be saying the same for decades to come (albeit in a creakier, less steady voice). I have been saying this for over a decade. " Don't blame me when markets go down (which they also will)"."Go focus on something you can influence (your job, your relationships, your goals), not something you cannot (the markets)"." Don't thank me when markets go up (which they will)".However - to a woman and man - they will all get the same consistent message (a message I repeat during each and every client Annual Planning Meeting): Not correct at all. Clients are welcome to speak to me if they are perturbed about what is happening to their investments. This, I think, is what my mother thinks I should be doing - because that is what advisers do, correct? Many advisers, instead of acting as a firewall between their clients and the relentless "financial porn" that is now available 24/7, seem intent on pushing even more of it in front of their eyes. They do not panic when others panic they do not lose their heads when those around them. We help clients understand that acting on short term news is very bad long term news - for them.Īnd our clients "get it". Our clients know that their investments are just the fuel powering their financial plans that these plans transcend decades (generations, in some instances) that what happens to markets in the short term is of little impact when one looks at the bigger picture. We help our clients to avoid these bad outcomes. And making hasty, emotive decisions about your investments can be really, really bad for your financial health. Why? Because in the other 90% we chew the important stuff, the " am I going to be OK?" stuff, the stuff people want to know about.īy not focusing on the investments we help people avoid making rash decisions around money, decisions that can and will have negative and life-long implications. Investment performance reviews take up less than 10% of our time during client meetings. I don't talk about the markets with my clients, unless it is unavoidable. Perhaps the greatest service a financial planner can offer is to protect clients from themselves. All utter tosh, of course (this is a blog this is my opinion: take it or leave it). They issue relentless cruddy newsletters containing "insights" into what has caused share prices to fall, and forecasts about what will (probably) cause them to rise - and when. Like many many others she probably expects a financial adviser to be in regular contact with his or her clients whether markets are good, bad or indifferent.Īnd many advisers do just that. Now I do not rile her deliberately I am fond of my mother - she has been like a parent to me. And if antagonising your mother is not a sure fire route to perdition then I do not know what is. When your mum asks you how your clients are handling the bad news around the markets and you answer " Very well: they have been silent", I guess you are asking for trouble.īut that is why I am called Nick "Trouble Is My Middle Name" Lincoln: brave to a fault, I go where others fear to tread.
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